Announcing our $3.5 MM seed funding.
Read more about it here

B2B Credit Infrastructure

We provide the APIs,
your customers get access to credit
and you sell more.

No credit card info required
Real-time insights on all channels

Build and deploy your credit products in days

Lenders, retailers, and SaaS companies use AltScore’s tools to launch their embedded lending products.
Increase approval rates by
Reduce defaults by
Increase average ticket size

Grow with your
SME customers

our story

Through Credit

  • Launch end-to-end digital credit products on a single platform
  • Offer loans to your customers or suppliers using our APIs that simplify every step of the process
  • Unlock AI-driven insights for smarter, more profitable credit decisions
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Create customer-first connections with saasflow.

Your All-in-One
Lending Platform

The complete digital rails for lending.  
From Onboarding, Underwriting, Loan Management System, Collections, up until Loan Renovations, our APIs let you build and deliver the best credit products.  
All in one place.
Our Modules
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Fast & Secure

Verification at its Simplest
Streamline your onboarding with our fully-digital, customizable, compliance-first solution.

Instant Document Validation, ID Verification, and Comprehensive KYC/KYB from 150+ Data Sources.
Learn more
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Credit Approvals, Elevated.

Clarity in Every Choice
Harness the power of 150+ data sources in a single AltData™ API call.

Scoring-as-a-Service: Combine your internal data with AltData™ and make agile, accurate credit decisions using our advanced Scoring Engine.

Sources Include: Credit Bureaus, Financials, Taxes, Alternative Credit Scores, KYC/KYB, Public Data, an extensive Alternative Data catalogue with: Geo, Mobility and Digital Footprint data.
Learn more
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Transforming Loan Activation

Disbursement, in hours
Digitize all loan-related legal documents, including contracts.

Automate loan disbursements for immediate fund access.

Learn more
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Complete Loan Visibility

Every metric, captured live
Take control of your credit portfolio, have total visibility of amounts, payments, delays, and interests - all in real time.
Learn more
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Smart Collections,
Seamless Returns

Enable personalized digital repayments
Digitize and automate your collections from start to finish.

Implement automated reminders, powered by machine learning, to keep your customers well-informed on their repayment journey.

Accommodate every payment preference by accepting cash, card, or bank transfers, while automatically reconciling all payments.
Learn more
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Behavior-based Renewals

Smart Renewals, Happy Customers
Analyze the behavior of your portfolio with AI, renew your existing credits, build customer loyalty, and increase your transactions.
Learn more
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Your Growth, Without Risk

Empowering your credit landscape
The capital you need to offer even more credit to your customers.
*Only available in Mexico
Learn more

Empowering LatAm,
One Credit at a Time.

See what our customers have to say about their improved Credit Experiences.

With AltScore, we found a partner to build products. I appreciate and value their appetite for learning and iterating solutions, providing agility from the technical to the operational. For Kalto, it's like adding to our team a group of people who are experts in credit operations eager to create alternative solutions to those existing in the market.


CPO & Co-founder / Kalto

Working with AltScore has been an enriching experience, it has allowed us to improve response times, operational efficiency and quality in credit analysis. During the project, AltScore demonstrated high technical capacity and technological sophistication; but above all, an excellent disposition to guarantee the success of the implementation. For Grupo Industrial Graiman, this is the beginning of a great strategic alliance that will allow us to take advantage of opportunities in an increasingly dynamic environment.


Credit Manager / Graiman

Integrate with the best tools in the market

See all integrations
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Get real-time insights on your performance.

Know what works and leverage your data to constantly improve.
Auto-generated reports: Get accurate insights on your performance with auto-generated reports that help create successful campaigns.
Customer analysis: Get a complete view of subscriber preferences and get high quality customer engagement.
Learn more
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An all-in-one email marketing platform.

Build strong online communities with advanced marketing tools. Get access to relevant audience data, and accurate reports on performance metrics.
View all sub-features
No credit checks or founder guarantee.
Bring in external data automations.
Send automated activation emails
Sort through contacts based on content preferences.
No coding required
Enable two-factor authentication emails

Talk to a human

Lets build something together
Boom! Form submitted. Let's drive your credit solutions to the next level!
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